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Steven Cozza

I recommend Formations to everyone I know who operates a small business, especially agents.

Real Estate Agent, Compass

Meet Steven

Steven spent nearly a decade racing bikes professionally in Europe. As a former elite professional cyclist, Steven has the mental stamina, tenacity, and brilliance to make the buying and selling process an attainable reality for his clients.

Steven excels in the local market with buyers and sellers and surpasses the yearly sales average of Sonoma County Realtors. Native to the area, he is a valuable resource. With his never-give-up attitude and the Compass go-above-and-beyond standards, Steven gives his clients 120% of his efforts.

How has Formations helped your business?

Prior to Formations, I was overpaying on taxes because my business was not set up correctly.

Because of their help, I have more money in my pocket to add to our marketing budget and continue to help the agents on my team.

Formations has helped me take what I thought was a business into an actual business. Without them, I would have continued with poor advice and in the wrong direction.

Having less stress now with my business has been the greatest value. Their support team is incredible, and I’ve learned I need to leave my taxes up to the professionals and with an experienced group.

Would you recommend Formations to your colleagues?

Absolutely.  I recommend Formations to everyone I know who operates a small business, especially agents. They specialize in helping Realtors.

A message from the Formations Team:

Steven Cozza and his team have helped countless clients over the years. Their transaction history and incredible 98 five-star reviews on Google speaks volume not only to the success they’ve built as a team, but to the trust hundreds of families have placed with them.

This level of service and dedication to their clients means countless hours behind the scenes to make sure their clients are taken care of, and this all happens in addition to the numerous things required to run a real estate business: continuing education, training, market research, marketing, paperwork (lots of paperwork), and much more.

Because of this, it’s not uncommon for even the most successful agents and teams to put themselves last because they put their clients first. And when they do spend time focusing on their needs, they are pouring efforts into growing their business, building their team, or focusing on their family. The business financials are often the last on the list, and that’s where we come in.

Formations is proud to provide agents with peace of mind, knowing their financials and taxes are taken care of so they can continue doing what they do best.

We consider ourselves an extension of the team, here to support the growth and continued success of the business and the individuals behind them.

Join us in cheering on the Cozza Team’s success by following them on Instagram or visiting their website at